/* ClaimClosed sub pages: guides, policies, contact. Same look as the front page: navy ink, orange accent, white cards. */
:root{
  --bg:#F7F9FC; --bg2:#FFFFFF; --line:#D6DCE7; --line2:#C9D1DF; --line3:#A9B5C9;
  --text:#07183F; --text2:#3D4A66; --muted:#5B667A;
  --accent:#FF590B; --accent-hover:#E64C00; --on-accent:#FFFFFF; --accent-ink:#B84103; --tint:#FFF1E8; --tint-line:#FFC9A8;
  --ui:'Archivo',Arial,Helvetica,system-ui,sans-serif;
  --r:7px; --rc:13px;
  color-scheme:light;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;min-height:100vh;display:flex;flex-direction:column;background:var(--bg);color:var(--text);font-family:var(--ui);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}
[hidden]{display:none!important}
a{color:var(--accent-ink)}
a:hover{color:var(--accent)}
:focus-visible{outline:2px solid var(--accent);outline-offset:2px}
h1,h2,h3{text-wrap:balance}

/* top bar */
.top{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:14px clamp(16px,5vw,64px);border-bottom:1px solid var(--line);background:var(--bg2)}
.brand{font-weight:900;font-size:22px;letter-spacing:-.03em;line-height:1.1;color:var(--text);text-decoration:none}
.brand:hover{color:var(--text)}
.brand span{color:var(--accent)}
.brand small{display:block;margin-top:3px;font-size:9px;font-weight:800;letter-spacing:.2em;text-transform:uppercase;color:var(--text)}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 20px;border-radius:var(--r);border:1px solid var(--accent);background:var(--accent);color:var(--on-accent);font:inherit;font-weight:800;font-size:15px;line-height:1.2;cursor:pointer;text-decoration:none;text-align:center}
.btn:hover{background:var(--accent-hover);border-color:var(--accent-hover);color:var(--on-accent)}
.btn[disabled]{opacity:.5;cursor:not-allowed}
.btn-sm{min-height:44px;padding:0 14px;font-size:14px;white-space:nowrap}

/* reading column */
main{flex:1 1 auto}
.doc{width:100%;max-width:760px;margin:0 auto;padding:32px clamp(16px,4vw,32px) 64px}
.crumbs{margin:0 0 20px;font-size:13px;color:var(--muted)}
.crumbs a{color:var(--muted)}
.crumbs a:hover{color:var(--text)}
.eyebrow{margin:0;font-size:12px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--accent-ink)}
h1{margin:8px 0 14px;font-size:clamp(31px,4.6vw,46px);font-weight:900;line-height:1.03;letter-spacing:-.04em}
.lede{margin:0 0 10px;font-size:clamp(18px,2vw,21px);line-height:1.45;color:var(--text2)}
.meta{margin:0 0 24px;font-size:13px;color:var(--muted)}
.deal{margin:0 0 22px;font-size:clamp(19px,2.2vw,23px);font-weight:900;letter-spacing:-.02em;color:var(--accent-ink)}
.tldr{margin:0 0 6px;padding:18px 20px;background:var(--tint);border:1px solid var(--tint-line);border-radius:var(--rc)}
.tldr p{margin:0}
.tldr .eyebrow{margin-bottom:6px}
h2{margin:38px 0 10px;font-size:clamp(23px,2.6vw,29px);font-weight:900;line-height:1.12;letter-spacing:-.025em}
h3{margin:0;font-size:17px;font-weight:800;letter-spacing:-.01em}
p{margin:0 0 14px}
ul,ol{margin:0 0 16px;padding-left:22px}
li{margin-bottom:7px}
li::marker{color:var(--accent-ink);font-weight:800}
.tbl{margin:0 0 16px;overflow-x:auto;border:1px solid var(--line);border-radius:var(--rc);background:var(--bg2)}
table{width:100%;border-collapse:collapse;font-size:15px;line-height:1.45}
th,td{padding:12px 14px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
th{font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);background:var(--bg)}
tr:last-child td{border-bottom:0}
td:first-child{font-weight:700}
dl{margin:0 0 16px}
dt{font-weight:800}
dd{margin:0 0 10px;color:var(--text2)}
.faq-item{margin:0 0 10px;padding:0 18px;background:var(--bg2);border:1px solid var(--line);border-radius:var(--rc)}
.faq-item summary{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:56px;padding:12px 0;cursor:pointer;list-style:none}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";flex:0 0 auto;font-size:22px;font-weight:700;line-height:1;color:var(--accent)}
.faq-item[open] summary::after{content:"\2212"}
.faq-item p{margin:0;padding-bottom:16px;font-size:16px;color:var(--text2)}
.cta{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:16px 24px;margin:40px 0 0;padding:26px;background:var(--text);border-radius:var(--rc);color:#fff}
.cta h2{margin:0 0 4px;font-size:24px;color:#fff}
.cta p{margin:0;font-size:16px;color:#C9D1DF}
.cta > div{flex:1 1 280px;min-width:0}
.related{margin:36px 0 0}
.related h2{margin:0 0 10px;font-size:20px}
.related ul{margin:0;padding:0;list-style:none}
.related li{margin:0;border-top:1px solid var(--line)}
.related a{display:block;padding:12px 0;font-weight:700;text-decoration:none}
.fine{margin:32px 0 0;padding-top:16px;border-top:1px solid var(--line);font-size:13px;line-height:1.5;color:var(--muted)}

/* guide list */
.cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin:26px 0 0;padding:0;list-style:none}
.cards li{margin:0;min-width:0}
.cards a{display:flex;flex-direction:column;gap:8px;height:100%;padding:20px;background:var(--bg2);border:1px solid var(--line);border-radius:var(--rc);color:var(--text);text-decoration:none}
.cards a:hover{border-color:var(--text)}
.cards span{font-size:15px;line-height:1.5;color:var(--muted)}

/* contact form */
.form{display:flex;flex-direction:column;gap:14px;margin:22px 0 0;padding:22px;background:var(--bg2);border:1px solid var(--line);border-radius:var(--rc)}
.field{display:flex;flex-direction:column;gap:6px}
.field > span{font-size:13px;font-weight:600;color:var(--text2)}
.input{width:100%;min-height:48px;padding:11px 12px;background:var(--bg2);border:1px solid var(--line2);border-radius:var(--r);color:var(--text);font:inherit;font-size:16px}
textarea.input{min-height:120px;resize:vertical}
.check{display:flex;gap:10px;align-items:flex-start;font-size:13px;line-height:1.5;color:var(--text2)}
.check input{flex:0 0 18px;width:18px;height:18px;margin:2px 0 0;accent-color:var(--accent)}
.hp{position:absolute;left:-9999px;width:1px;height:1px;opacity:0;pointer-events:none}
.note{margin:0;font-size:13px;line-height:1.5;color:var(--muted)}
.msg{margin:0;padding:12px 14px;border-radius:var(--r);font-size:15px;font-weight:700}
.msg.ok{background:#E8F6EE;border:1px solid #A9DCC0;color:#0E5A33}
.msg.bad{background:#FDECEC;border:1px solid #F2B8B8;color:#8A1C1C}

/* footer: same as the front page */
.foot{border-top:1px solid var(--line);padding-block:22px;background:var(--bg2)}
.foot .wrap{width:100%;max-width:1080px;margin:0 auto;padding-inline:clamp(16px,4vw,32px);display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:10px 24px;font-size:12px;line-height:1.45;color:var(--muted)}
.foot .brand{font-size:16px}
.foot-links{flex:1 1 100%;display:flex;flex-wrap:wrap;gap:0 16px;font-size:11px}
.foot-links a{padding:6px 0;color:var(--muted);text-decoration:none}
.foot-links a:hover{color:var(--text);text-decoration:underline}

@media (max-width:640px){
  body{font-size:16px}
  .doc{padding-top:22px;padding-bottom:48px}
  .cards{grid-template-columns:minmax(0,1fr)}
  .cta{padding:20px 16px}
  .form{padding:18px 16px}
  th,td{padding:10px 12px}
}
.reflink-row{display:flex;flex-wrap:wrap;gap:10px}
.reflink-row .input{flex:1 1 260px;min-width:0;font-weight:700}
.reflink p{margin:0}

/* ---------- top nav: member login, one call to action, the menu, and back to top. The same rules are in style.css (front page) and pages.css (every other page). ---------- */
.top-nav{display:flex;align-items:center;gap:8px 16px;flex:0 0 auto}
.top-cta{white-space:nowrap}
.menu{position:relative}
.menu > summary{list-style:none;display:inline-flex;align-items:center;gap:8px;min-height:44px;padding:0 12px;border:1px solid var(--line3);border-radius:var(--r);background:var(--bg2);color:var(--text);font-size:14px;font-weight:800;line-height:1;cursor:pointer;-webkit-user-select:none;user-select:none}
.menu > summary::-webkit-details-marker{display:none}
.menu > summary:hover,.menu[open] > summary{border-color:var(--text)}
.menu-ico{display:inline-flex;flex-direction:column;justify-content:center;gap:4px;width:18px}
.menu-ico i{display:block;height:2px;border-radius:2px;background:var(--text)}
.menu-panel{position:absolute;right:0;top:calc(100% + 8px);z-index:60;width:min(300px,calc(100vw - 24px));display:flex;flex-direction:column;padding:8px;background:var(--bg2);border:1px solid var(--line2);border-radius:var(--rc);box-shadow:0 14px 34px rgba(7,24,63,.16)}
.menu-panel a,.menu-panel button{display:flex;align-items:center;width:100%;min-height:44px;padding:0 12px;border:0;border-radius:var(--r);background:none;color:var(--text);font:inherit;font-size:16px;font-weight:700;line-height:1.2;text-decoration:none;text-align:left;cursor:pointer}
.menu-panel a:hover,.menu-panel button:hover{background:var(--bg);color:var(--text)}
.menu-panel .menu-go{justify-content:center;margin-bottom:6px;background:var(--accent);color:var(--on-accent);font-weight:800}
.menu-panel .menu-go:hover{background:var(--accent-hover);color:var(--on-accent)}
.menu-panel .menu-join{justify-content:center;margin-bottom:4px;border:1px solid var(--line3);font-weight:800}
.menu-panel .menu-join:hover{border-color:var(--text)}
.menu-h{padding:12px 12px 4px;font-size:11px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
.to-top{position:fixed;right:16px;bottom:calc(16px + env(safe-area-inset-bottom,0px));z-index:40;display:flex;align-items:center;justify-content:center;width:48px;height:48px;border-radius:50%;background:var(--text);box-shadow:0 6px 18px rgba(7,24,63,.28);opacity:0;visibility:hidden;transform:translateY(8px)}
.to-top.show{opacity:1;visibility:visible;transform:none}
.to-top:hover{background:var(--accent)}
.to-top span{display:block;width:12px;height:12px;margin-top:5px;border-left:3px solid #fff;border-top:3px solid #fff;transform:rotate(45deg)}
@media (prefers-reduced-motion:no-preference){.to-top{transition:opacity .2s ease,transform .2s ease,visibility .2s}}
@media (max-width:560px){
  .top-cta{display:none}
  .menu-word{display:none}
  .menu > summary{width:44px;padding:0;justify-content:center}
  .top-nav{gap:8px 10px}
  }
@media (max-width:350px){
  .pub-top,.top{padding-inline:12px}
  .pub-top .brand,.top .brand{font-size:19px}
  }
@media print{.to-top,.menu{display:none}}

/* ---------- final polish ---------- */
.menu[open] .menu-ico i:nth-child(1){transform:translateY(6px) rotate(45deg)}
.menu[open] .menu-ico i:nth-child(2){opacity:0}
.menu[open] .menu-ico i:nth-child(3){transform:translateY(-6px) rotate(-45deg)}
.menu-panel{max-height:calc(100vh - 84px);overflow-y:auto}
@media (max-width:640px){
  .to-top{right:12px;bottom:calc(12px + env(safe-area-inset-bottom,0px));width:44px;height:44px}
  .foot{padding-bottom:76px}
  .foot-links{gap:0 18px;font-size:13px}
  .foot-links a{padding:10px 0}
}
.doc ol{padding-left:1.9em}
.crumbs{margin-bottom:10px}
.crumbs a{display:inline-block;padding:10px 0}
.cards li:last-child:nth-child(odd){grid-column:1 / -1}
/* a wide table on a small screen: a soft shadow on the side that has more */
.tbl{background:linear-gradient(to right,var(--bg2) 30%,rgba(255,255,255,0)) 0 0,linear-gradient(to left,var(--bg2) 30%,rgba(255,255,255,0)) 100% 0,radial-gradient(farthest-side at 0 50%,rgba(7,24,63,.22),rgba(7,24,63,0)) 0 0,radial-gradient(farthest-side at 100% 50%,rgba(7,24,63,.22),rgba(7,24,63,0)) 100% 0;background-repeat:no-repeat;background-color:var(--bg2);background-size:36px 100%,36px 100%,12px 100%,12px 100%;background-attachment:local,local,scroll,scroll}
@media (max-width:420px){th,td{padding:10px 9px}th{letter-spacing:.04em}}